At Granary Capital Limited, we provide a variety of loan products designed to meet the unique needs of individuals, employees, and small businesses. Our services are fast, affordable, and flexible — ensuring you get the right financial support at the right time.

Salary Advance
Access Your Salary When You Need It Most
Granary Capital Limited offers Salary Advance Loans to help salaried employees meet urgent financial needs before payday. Whether it’s school fees, rent, medical bills, or unforeseen expenses, our Salary Advance gives you quick and reliable access to cash.
Biashara Loans
Boost Your Business, Unlock New Opportunities
At Granary Capital Limited, we know that access to capital is the lifeline of any growing business. Our Biashara Loans are designed to support small and medium-sized enterprises (SMEs) by providing the working capital you need to restock inventory, expand operations, or stabilize cash flow.


Emergency Loans
Instant Support When You Need It Most
Life is full of unexpected challenges — from sudden medical expenses to urgent family needs. At Granary Capital Limited, we offer Emergency Loans to provide quick financial relief during unforeseen situations, ensuring you and your loved ones stay secure.
Logbook Loans
Unlock the Value of Your Car
At Granary Capital Limited, we provide Logbook Loans that allow you to access cash quickly by using your car as collateral — without giving up its use. Whether you need funds for personal needs, business expansion, or emergencies, your vehicle can work for you.


Asset Financing
Empowering You to Own What You Need
Granary Capital Limited offers Asset Financing solutions to help you acquire essential assets without straining your cash flow. Whether it’s a vehicle, machinery, or business equipment, we make it easier for you to purchase what matters most for your personal or business growth.
LPO Financing
Powering Your Business to Deliver
At Granary Capital Limited, we understand that fulfilling large orders requires significant upfront capital. Our LPO (Local Purchase Order) Financing provides the funds you need to execute contracts and deliver goods or services without straining your working capital.


Jaza Stock Loans
Keep Your Shelves Full, Keep Business Moving
Granary Capital Limited provides Jaza Stock Loans designed to help retailers, wholesalers, and small business owners maintain consistent stock levels. We understand that lack of inventory means lost sales, so our financing ensures your business never runs dry.